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Artificial Intelligence in Credit Scoring: Opportunities, Challenges, and Future Directions

Artificial Intelligence in Credit Scoring: Opportunities, Challenges, and Future Directions

Apr 13, 2026 | Behavioral Finance, Economic & Financial Tools, Personal Finance & Financial Literacy

1.Abstract Credit scoring has long been a foundational tool in financial decision-making, traditionally relying on structured variables such as income, debt ratios, and repayment history to determine creditworthiness. While these conventional statistical models...
Artificial Intelligence in Credit Scoring: Opportunities, Challenges, and Future Directions

Attention as Currency: Measuring the Economic Value of Screen Time in Gen-Z Markets

Apr 8, 2026 | Behavioral Finance, Industry Analysis, Personal Finance & Financial Literacy

Introduction  Media used to be a rare commodity, back when our viewing and listening choices were limited. In today’s day and age, our options are now infinite, creating a new scarcity in the market – an audience’s attention. Digitisation has greatly put the...
Silver’s demand surge due to rise in industry demand and investment appeal.

Silver’s demand surge due to rise in industry demand and investment appeal.

Mar 11, 2026 | Economic & Financial Tools, Financial Crisis, Industry Analysis, Macro Environment Analysis, Personal Finance & Financial Literacy

Abstract Silver holds a remarkable dual identity in the global economy, serving both as a vital industrial material and a time-tested store of value. This paper explores the growing forces behind the surge in silver demand in recent years, with particular attention to...
BNPL and Contemporary Consumer Finance

BNPL and Contemporary Consumer Finance

Feb 11, 2026 | Personal Finance & Financial Literacy, Publications

INTRODUCTION Microcredit is defined as a relatively small loan, primarily given out to  low-income customers to meet short term expenses. It often serves as a quick and reliable source of credit as it doesn’t require any prerequisites like credit ratings. It has...
Silver’s demand surge due to rise in industry demand and investment appeal.

The Rise Of Deeptech in india: Can Startups move beyond apps to innovation led growth

Dec 3, 2025 | Economic & Financial Tools, Industry Analysis, Macro Environment Analysis, Personal Finance & Financial Literacy

Abstract  India’s startup success over the last decade has relied heavily on apps and software-led businesses like marketplaces, fintech, and edtech. A promising trend is the rise of deeptech, which includes startups rooted in scientific research and engineering. This...
Silver’s demand surge due to rise in industry demand and investment appeal.

CLIMATE RISK AND THE INSURANCE INDUSTRY: CAN TRADITIONAL MODELS SURVIVE?

Nov 15, 2025 | Economic & Financial Tools, Financial Crisis, Industry Analysis, Personal Finance & Financial Literacy

Climate change has pushed both insured and uninsured disaster losses to consistently high levels. Now, “secondary perils,” such as floods, storms, and wildfires, drive year-to-year changes. Traditional catastrophe models, which rely on long historical records and...
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Recent Posts

  • How governance disclosures by companies in emerging markets influence investor trust and capital flows in equity and debt markets
  • Inflation, Populism and Policy Drift: How Economic Pressures Reshape Governance in Emerging Democracies 
  • Artificial Intelligence in Credit Scoring: Opportunities, Challenges, and Future Directions
  • Do ESG investments lead to tangible environmental outcomes in India? 
  • Attention as Currency: Measuring the Economic Value of Screen Time in Gen-Z Markets

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